JAM - Fortune Ltd is a fully established Nigerian Micro-finance Institution incorporated since 2008. We provide salary loans, artisan finance, appliance schemes, and wealth management to build a wealthy life without discrimination.
Est. 2008 in Nigeria
Member of ANMFIN
Awarded Best Financial Service Provider of the Year (2017)
Every facility is underwritten with disciplined credit assessment and transparent pricing. Terms are disclosed in full before disbursement — no discrimination, no ambiguity.
See All Products & Requirements →Designed for civil servants, military, and police personnel. Borrow up to 60% of your salary with repayment spread up to 24 months. Interest rates from 4% to 5% per month.
Scale your trade. Access up to N10m with a maximum duration of 6 months. Subject to collateral valuation. Competitive rates between 20% to 25%.
Equip your home with ACs, Gas Cookers, Freezers, Generators, and TVs. Repayment is conveniently spread over a period of 10 months.
Equity Fund Savings, Contribution Savings, and Financial Consultancy. We also manage small scale enterprises and serve as a debt recovery agent.
Our Vision
“To become one of the leading Micro-finance bank institutions in Africa, enriching beyond a million Nigerians and dreaming to metamorphose into a model allied bank.”
Core Values
Since 2008
18+ Years of Micro-Finance Integrity
We operate under strict AML/CFT and KYC regulatory frameworks. Our operations are governed by transparent internal controls, daily bank reconciliations, and a robust business continuity plan to protect our stakeholders, creditors and clients.
